How To Make The Most Out Of Your Insurance Plan

With the year wrapping up there’s a lot to look forward to. The holidays are just around the corner, winter is here, and there’s a new year in sights. With the new year also means last year’s health benefits are about to run out! In order to get the most out of your health insurance there are a few things you should do before year’s end to get the best bang for your buck.

Maximize Your Deductible

If you’ve met or are close to meeting your insurances deductible, consider scheduling one last appointment for the year. This way you can maximize your insurance and if you need any more care from your provider it will be covered or mostly covered by your insurance provider. Maxing out on your deductible before it resets for next year can save you money as well as extra stress. If you’re having trouble sleeping or think you may suffer from sleep apnea, making an appointment with Spark Sleep Solutions would be a great way to utilize your deductible If you aren’t close to meeting your deductible, consider scheduling an appointment for the next year, that way if you do end up having extra medical expenses next year you can get closer to your deductible sooner. Planning earlier in the year could save you a lot more money in the long run.

Use Your Dental Benefits

Dental insurance works differently than health insurance. Most companies give you a cap of $1000 or more to use throughout the year. If you haven’t used all your benefits yet why not schedule one last appointment for the year or get a treatment done that you might need.

Don’t Let Your FSA Rollover With Unused Cash

If you have set up a Flexible Spending Account (FSA) with your employer as a supporting benefit to your insurance plan make sure your money doesn’t go to waste. Your FSA is a pre tax deduction and in most cases will not roll over all the money in the account to the next year. Utilize that tax free money on your medical expenses. Make sure you’ve submitted all your copays to your FSA. If you have already submitted all your copays and other medical expenses to your FSA and still have some money left over why not schedule an appointment with Spark Sleep Solutions and use your FSA for the copay or use your FSA on things like bandages to make sure you get the most out of it.

Visit Spark Sleep Solutions

If you are having trouble sleeping or are a heavy snorer, make an appointment with Spark Sleep Solutions. Your snoring could mean more than just a lousy night’s sleep. We can help you with our CPAP free sleep apnea therapy give you a better night’s sleep and a healthier life. Contact us and make your appointment today! We look forward to hearing from you soon.